DC reviews performance of banks at
DLRC/DCC meeting
UDHAMPUR, JANUARY
17: Deputy Commissioner Udhampur, Saloni Rai, chaired a meeting of the District
Level Review Committee/District Consultative Committee (DLRC/DCC) at the
Conference Hall of the DC Office Complex. The meeting reviewed the performance
of banks in terms of deposits and advances for the quarter ending September
2024, in alignment with the Annual Credit Plan for 2024-25.
Detailed
discussions were held on key areas, including sector-wise achievements in
lending to Priority and Non-Priority Sectors under the Annual Credit Plan. The
meeting also evaluated credit disbursements under Government Sponsored Schemes,
issuance of Kisan Credit Cards, the Special Credit Facility for Street Vendors
(PM-SVANIDHI), financial support to Joint Liability Farming Groups of Bhoomi
Heen Kissan, the Financial Inclusion Plan (FIP) for the district, the
implementation of the Prime Minister's Fasal Bima Yojana and progress in
opening new bank branches.
The Deputy
Commissioner urged officers to organize financial literacy awareness camps in
collaboration with other departments at the Panchayat level to ensure
grassroots level benefits.
She encouraged
bankers to consult relevant departments before rejecting sponsored loan cases,
emphasising a target of zero rejections. Furthermore, she advised banks to
engage with stakeholders to accelerate the delivery of banking benefits to
disadvantaged sections, thereby improving their socio-economic conditions.
The Deputy
Commissioner also highlighted the importance of increasing the Credit-Deposit
ratio by focusing on potential areas and stressed the need for better
coordination between banks and government departments to achieve this goal.